Investment property adjustments
Investment refis carry pricing add-ons — typically higher rate and lower max LTV — because occupancy risk is higher.
DSCR as an option
DSCR loans qualify off the property's rent, not your personal income. This is popular with investors who own multiple doors.
Key takeaways
- Expect stricter terms than primary-home refis.
- DSCR is a strong alternative.
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