Loan Programs
Financing for every path to homeownership.
From first-time buyers to seasoned investors, NexGen Capital sources the right loan for your situation.
Conventional Loans
The classic path to homeownership.
Backed by Fannie Mae or Freddie Mac, conventional loans offer competitive rates, flexible terms, and the ability to drop PMI once you reach 20% equity.
See detailsFHA Loans
Flexible financing for real-world buyers.
FHA loans are insured by the Federal Housing Administration and designed for buyers with modest down payments or credit rebuilding to overcome.
See detailsVA Loans
Earned by service. Built for veterans.
VA loans are guaranteed by the Department of Veterans Affairs and offer the strongest terms on the market for eligible service members and veterans.
See detailsUSDA Loans
Homeownership for rural & suburban Florida.
USDA loans support homebuyers in eligible rural and many suburban areas with 100% financing and low mortgage insurance.
See detailsJumbo Loans
For homes above conforming limits.
Jumbo loans finance high-value Florida properties that exceed conforming loan limits — with competitive rates for well-qualified borrowers.
See detailsInvestment Property Loans
Build wealth through Florida real estate.
Whether you're buying a first rental, expanding a portfolio, or scaling short-term rentals, we source financing that matches your strategy — DSCR, conventional, or portfolio.
See detailsRefinancing
Lower your rate. Unlock your equity.
Rate-and-term, cash-out, or debt consolidation refinancing — we run the math so you only refinance when it clearly makes sense.
See detailsSelf-Employed Programs
Bank statements. 1099s. Real income.
Traditional lenders overlook business owners. Our alt-doc programs qualify you on gross deposits, 1099 income, or assets — not just your tax return.
See detailsGet Started
Ready to make your move?
Get pre-approved in minutes or ask our AI mortgage assistant anything — no pressure, no obligation.