Cookie Policy

1. What are cookies?

Cookies are small text files stored on your device when you visit a website. They are widely used to make websites work, or work more efficiently, and to provide information to the site owner.

2. Categories of cookies we use

• Necessary. Required for the site to function — for example, remembering your cookie preferences and keeping the site secure. These cannot be turned off.
• Analytics. Help us understand how visitors use the site so we can improve content and performance. Loaded only after you consent.
• Marketing. Used to measure the effectiveness of campaigns and personalize content. Loaded only after you consent.
• First-party visitor intelligence and engagement. With Analytics consent, a random visitor ID is saved in your browser and passed to ngcapital.net when you follow mortgage inquiry or booking links or open a quote form. Page paths, calculator use (not entered amounts), inquiry clicks, referring website origins, and supported campaign tags are sent to NexGen Capital's Mortgage Core visitor feed. This can connect your browsing journey to an inquiry you submit there and help loan officers assess interest and recognize returning visitors. Rejecting Analytics stops new tracking; it does not erase previously recorded activity. Use Data Requests or our contact email to request access or deletion.

3. Managing your preferences

You can accept or reject non-essential cookies when you first visit the site, and change your choice at any time using the button below or the "Cookie Settings" link in the footer.

4. Your rights

Under GDPR and CCPA/CPRA you have the right to know what personal information is collected, to opt out of the sale or sharing of personal information, and to request access, correction, or deletion of your data. Contact us at CMartinez@NGCapital.net to exercise these rights.

5. Do Not Track

Some browsers offer a "Do Not Track" signal. Because there is no consistent industry standard for responding to these signals, we rely on the cookie consent choices you make on this site.

6. Contact

Questions about this Cookie Policy? Email CMartinez@NGCapital.net or call (239) 645-4580.