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Self-Employed Borrowers

Mortgage Options for Self-Employed Borrowers

Bank statement loans, 1099 programs, and alt-doc lending explained for entrepreneurs and freelancers.

NexGen Capital
# Self-Employed? You Still Have Options. Traditional lenders often reject self-employed borrowers because tax returns show low net income. NexGen Capital works with lenders that get it. ## Bank Statement Loans Qualify using 12–24 months of business bank deposits instead of tax returns. ## 1099 Programs Contractors can qualify off gross 1099 income, minus a small expense factor. ## Asset Depletion Use liquid assets as qualifying income — great for retirees or high-net-worth borrowers. Contact us to see which alt-doc program fits your situation.
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