Lead with strong financing
A fully underwritten pre-approval — sometimes called a TBD approval — signals near-cash reliability to sellers.
Structure smart contingencies
Shorter inspection windows, appraisal gap coverage, and flexible close dates make offers more attractive without raising price.
Personal touches
A short, professional cover note from your agent to the listing agent can help — focus on your ability to close, not personal appeals that could raise fair-housing concerns.
Key takeaways
- Financing strength wins offers.
- Terms matter as much as price.
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