Short answer
Buy, Rehab, Rent, Refinance, Repeat — funded step by step.
Investors often use hard money or private capital for purchase and rehab, then refinance into long-term DSCR financing once the property is stabilized.
Acquisition and rehab
Investors often use hard money or private capital for purchase and rehab, then refinance into long-term DSCR financing once the property is stabilized.
The refi
Delayed financing exceptions and cash-out DSCR refis let you pull equity after rehab to recycle capital.
Key takeaways
- Short-term capital in, long-term capital out.
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Sources
Program rules change and individual lender overlays apply. Verify specifics with the agency or with a licensed NexGen Capital advisor before relying on them.
Reviewed by NexGen Capital Corp
Written and reviewed by the licensed mortgage team at NexGen Capital Corp, a Florida mortgage brokerage (NMLS #1766649). Verify our license on NMLS Consumer Access.
Last reviewed: 2026
This article is educational and is not a commitment to lend or an offer of credit. Speak with a licensed NexGen advisor about your own situation.