Closing Process

What Happens on Closing Day?

The signing, the funding, and — usually — the keys.

4 min readUpdated 2026Closing Process

Signing

You'll sign the note, mortgage, and Closing Disclosure acknowledgment. Expect 30–60 minutes.

Funding and recording

Funds move to the seller, and the deed and mortgage are recorded. Once recorded, the home is legally yours.

Key takeaways

  • Signing → funding → recording → keys.

Frequently asked questions

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