Closing Process

Closing Disclosure Explained

The 5-page document that summarizes your final numbers.

5 min readUpdated 2026Closing Process

What to check

Loan terms, projected payment, closing costs, and cash-to-close should match what you expected. Compare it to your most recent Loan Estimate.

The three-day rule

You must receive the CD at least 3 business days before closing. Certain changes trigger a new 3-day period.

Key takeaways

  • Read the CD carefully — call your lender with any questions.

Frequently asked questions

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