Loan Program
FHA Loans
Flexible financing for real-world buyers.
Overview
FHA loans are insured by the Federal Housing Administration and designed for buyers with modest down payments or credit rebuilding to overcome.
Benefits
- 3.5% down payment with 580+ FICO
- More forgiving credit standards
- Gift funds allowed for down payment
- Assumable by future buyers
Typical Requirements
- 580+ FICO for 3.5% down (500–579 with 10% down)
- Primary residence only
- Property must meet FHA condition standards
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