Loan Program
USDA Loans
Homeownership for rural & suburban Florida.
Overview
USDA loans support homebuyers in eligible rural and many suburban areas with 100% financing and low mortgage insurance.
Benefits
- Zero down payment
- Low upfront and monthly fees
- Competitive 30-year fixed rates
- Broader Florida eligibility than most buyers expect
Typical Requirements
- Property in USDA-eligible area
- Household income within USDA limits
- 640+ FICO recommended
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