Loan Program
Self-Employed Programs
Bank statements. 1099s. Real income.
Overview
Traditional lenders overlook business owners. Our alt-doc programs qualify you on gross deposits, 1099 income, or assets — not just your tax return.
Benefits
- 12–24 month bank statement loans
- 1099-only qualification
- Asset depletion / asset utilization
- P&L-only options for CPAs
Typical Requirements
- 24+ months self-employment (most programs)
- 10–20% down typical
- Program-specific credit minimums
Get Started
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